“BUSINESS CREDIT: THE BEST KEPT SECRET IN SMALL BUSINESS TODAY”

-WALTER WEBB 2014

“CASH IS KING BUT CREDIT IS QUEEN”

-WALTER WEBB 2014

Build Business Credit & Credibility Easily and Quickly!

Results In About 90-180 Days

Webb Street Financial through its Certified Credit Coaches will professionally and expertly build your company’s business credit/corporate credit profiles and scores not tied to your personal credit within 180 days. This service is backed by a $50,000 6-12 month business credit guarantee! We guarantee that you will receive at minimum $50,000 in business/corporate credit (vendor credit, store credit, revolving credit, loans, and or lines of credit) or we will work with you free until you do!


Step 1

Free Consultation: By phone

The first step is for you the business owner or partner to call Webb Street Financial (800-671-1266 ext.1) or sign up for a free over the phone business consultation. Free Business Consultation. Webb Street Financial will have one of its business consultants conduct a 15-20 minute questionnaire of your business interests and needs. This will determine if your business is ready for business/corporate credit (100% of all businesses have a great chance to secure business credit). We do not care what your personal credit profile looks like because it is not important or relevant. We use a business credit platform that is based on your company’s employer identification number (EIN). If you do not already have an EIN or DNB (Dun and Bradstreet number), our Coaches will assist you in obtaining them for free.


Step 2

Analysis & Case Acceptance: by phone

Webb Street Financial, after your consultation will conduct a quick and professional analysis of the results of your questionnaire and accept or reject your request for business credit at the end of the consultation (generally, 99%-100% of all cases are accepted). If you wish to proceed at this time and learn more, an online Business Demonstration will be offered and performed for your business knowledge and experience with the system that you will later receive.


Step 3

Business Credit & Funding Demonstration: online & by phone

Webb Street Financial, after your consultation with a consultant and at the time of your choosing, will conduct and perform a 10-15 online Business Credit & Funding demonstration for your business knowledge, experience and familiarity with the business credit building system.


Step 4

Business CREDIT & FUNDING enrollment: online & by phone

Webb Street Financial, after your consultation or demonstration with a consultant and at the time of your choosing, will discuss business credit and funding pricing and enrollment options. Business credit and business funding is one of the most important tools and determining sources of business success. To that end, we ensure that we help to make our business credit/ corporate credit program one of the most affordable, enjoyable and available service to you as a business owner, entrepreneur, professional.

If you wish to proceed at this time, the business credit consultant will enroll your business into our Business Credit & Funding Program where you will have real access to some of the best-kept secrets in small business credit and funding. You will also have immediate contact within 24 hours of enrolling from one of our Certified Credit Coaches by phone and email.


Results

About 30 Days you will be in-compliance, 60-90 days you will have vendor and store credit & 90-180 days you SHOULD have REVOLVING CREDIT AND ACCESS TO LOANS & LINES OF CREDIT!

Within approximately: 30 days to a week after enrolling into our program, your business should be in credit & lending standards compliance. Within 60-90 days, your business should be in compliance with the business credit reporting agencies, received your business credit reports, and secured both vendor and store credit sources. Within 90-180 days, your business should be in-compliance and meet higher credit standards, secured revolving credit, access to loans and even lines of credit. A total of all credit sources should exceed at a minimum $50,000. Many existing businesses or those with current positive credit profiles will receive much more and many more credit and financing options, quicker and faster than those without the same or similar profiles.


Additional

Required information

Webb Street Financial:

Unlike most lending institutions or credit building organizations, at Webb Street Financial, we initially require very little information from our business owners. We generally need the Owner or Partner(s) Full Name (plus percentage of ownership), Business Name (plus DBA), Business Address, Business Phone and Business Email.

Other Financial Institutions:

Most financial institutions or lenders would require a need for you to show collateral to be 50% of the requested loan amount, a need to show positive trends in sales growth year over year, and a need to have increasing net profit amount. Moreover, you would need to have no bankruptcies in the past four years, a need to have been in business for two years or more, and a need to have all Owners with 20% ownership to sign a personal guarantee. Also, you would need to have a personal background check on all Owners; a need to supply both personal and business financial statements; a need to have a good personal credit score of 700+ and business credit score of 80+; a need to supply three years worth of tax returns, and a need to supply current business financials (balance sheet & profit & loss statements). Lastly, you would need to supply your company’s business plan; a need to supply the owner’s personal resume and the resume of all majority owners; a need to supply current one-six months of company bank statements; a need to supply your current company asset list; a need to supply the owner’s personal financial statement(s); a need to supply the company’s use of funds document; and a need to supply a business loan application or request for financing (includes use of funds).


Business Credit Building Problem

Our Business Credit Building Program uses a unique online Business Finance Portal (Suite). It is the most comprehensive system in the world today for securing money for business owners. Through the Finance Suite, you can get money for your company while building a business credit score and profile for your business so you can secure even more money without a personal credit check or personal guarantee.

The Business Finance Suite credit-building program offers a simple, step-by-step walk-through (see below) to help get you money for your business quickly, and or then begin the business credit building process. Each of our business credit and financing steps provides its own unique benefits to you and your business.

With us, you can build a credit profile and score for your business that is completely separate from your personal credit file. You can build your profile with no personal credit check, and many creditors will approve you with no personal guarantee from you, that means that you are not personally at risk.

Solve the Credit and Cash Access Problem – Build Business Credit

This is what we do:        

Our PROVEN SEVEN-STEP FORMULA FOR BUILDING BUSINESS/CORPORATE CREDIT

Step 1


Build Business Credibility (Compliance)

Almost all lenders keep their underwriting guidelines a secret.   As a result, most business owners who apply for financing are denied, as they do not meet some of the lenders requirements for approval.

In step 1 we actually reveal the lenders secret formula for approval. We go through all 20 credibility points that lenders look at on their business funding application, and help ensure that you meet or exceed their requirements for approval.  By helping you meet lending requirements before you even apply, you then stand the best chance of approval.

In step 1 you will complete an online application.  Along the way we help you understand what lenders must see for approval, and then offer them one-click solutions if you do not meet that lending requirement now.

We can assist you with filing for the proper corporation entity, setting up a virtual address, obtaining a phone number, fax number, and toll free number. We also assist in setting up your email address, getting your website up and running, ensuring you have the proper licensing, and more all in step 1.  We even help you secure a merchant account to accept credit cards if you do not have one now.

As you proceed through the step you will be completing an online funding application. Once completed, this application information will then “auto-populate” on to your funding and credit applications as you proceed.  This will save a lot of time and make it easy to apply as you only complete an application once, and then that data auto-populates with most of your future credit and funding applications.

All steps including Step 1 give you written and audio instructions. Our Certified Business Credit Advisers roll out the red carpet and use their detailed expertise to walk you through the funding and business credit building process.


Step 2

Establish Business Reports (Read Reports) Get Approved For Funding

One of the extremely, unique aspects of our finance suite is the cash funding you have access to, and how fast you receive it.  You will love the idea of building business credit and limiting personal liability. But even more important, you want cash money for your business and want it quickly.

Our Finance Suite is the only system in the world that combines both business credit building and the acquisition of cash funding to ensure that you get more money quickly for your business, even with personal credit challenges.

In Step 2 you will complete your funding application by answering questions relating to your business assets and collateral.  Once you have completed this step, your full application is then crosschecked with thousands of lenders’ underwriting guidelines and you are pre-qualified for a massive abundance of funding programs including credit lines and loans.

In this step you have access to thousands of different lenders, hundreds of direct finance sources, and millions-of-dollars in funding for your business.

Financing you can qualify for: merchant advance, purchase order, accounts receivable, equipment, auto vehicle leasing, inventory, unsecured business credit lines, business loans, business credit cards, SBA loans (up to 12 million), and much more. We start by preparing you for financing by establishing credibility and business planning.

Plus many funding programs are based on the business collateral you have, such as credit card sales or consistent revenue. This lending only looks at the strengths of your business, making it even easier to be approved.


Step 3

Start Building Credit Round 1 (Vendor Credit)   Access Your Business Credit Reports

Once you have been approved for business funding, we then help you to begin the process of building business credit in Step 3.

The first step in building business credit is to see what is on your business credit reports now. The Finance Suite makes this very easy, and free to do.

You first will access your Experian Smart Business credit reports. This will tell you if there are any trade lines reporting now on your reports, if you have an active credit profile open with Experian, how many inquiries you have on your reports, and more.

Everything you need to know from Experian to build business credit is supplied through this Smart Business monitoring, and you can monitor your credit building in real-time with this feature.  Plus the Finance Suite is the only place in the world that Experian actually gives you this data for free.

We even help you access your business credit reports, navigate them, and teach tips and tactics you can implement to get exceptional profiles and scores. And we assist with activating your business credit profiles.


Step 4

Monitor Business Reports (Credit Monitoring)

Start Getting Approved for Business Credit

In Step 4 we help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies.  Much of this credit can be obtained with no personal credit check, and with no personal guarantee required eliminating your personal liability.

The first step in building business credit is to get approved with Net 30 vendors who will give you credit, and who do report to the business credit reporting agencies.  Once you are approved and those accounts are used, the accounts are reported and will become your initial trade lines on their business credit report.

A trade line reported to one reporting agency qualifies as a payment experience, and with five payment experiences you can start securing revolving credit cards.

As long as you pay your bills timely, you are awarded with exceptional business credit scores that will help you start getting approved for more revolving credit cards in Step 5.

You have over 50 vendors to choose from, the largest selection anywhere. And most of those vendors will approve you for credit even if you are a brand new startup business.  And with the major sources we supply you with you can easily find the vendors you want to use to help build your new business credit.

Each vendor in the Finance Suite offers extensive details about their company, reporting, and underwriting criteria. You can see the bureaus that each vendor reports to, you can learn about the products and services each vendor offers, and you can review the vendor’s actual underwriting guidelines so you will know you can be approved before you even apply.

You can even connect with each vendor directly through the Finance Suite in just one-click.  All of your, application information auto-populates from the Finance Suite onto your applications for credit, saving you hours of time.  So in one-click you can easily submit your applications to your new business credit vendors.

Once your new vendor credit is reported to the business reporting agencies you are then awarded with an exceptional business credit score.  We then help you leverage your newly built business credit profile and score to get approved for even more revolving business credit cards in Step 5.


Step 5

Start Building Credit Round 2 (Store Credit) Build Your Business Credit to $50,000 or More

It only takes a few months to build your initial vendor accounts in step 4 and have them reporting on your business credit report.  Once these five new accounts are reporting, you can then start securing revolving credit cards in step 5.

Much of this credit you obtain in step 5 is business credit in your business name, so there is no personal credit check required. And much of the credit can be obtained with no personal guarantee from you eliminating your personal liability.

You will first start with some revolving “starter” accounts including credit cards with retailers such as Staples, Home Depot, Tractor Supply, Shell, Office Depot, and more.  As some of these accounts report on your business credit reports, you will then be able to get approved for even more credit.  You can continue to apply, get approved, and obtain credit in your business name with many well-known retailers, and some you might not have heard of.

You can be approved for credit with Wal-Mart, Costco, Amazon, Dell, Lowes, Sears, BP, Chevron, Sinclair Gas, Speedway, Sam’s Club, Pitney Bowes, Apple, and many more. You can even get approved for multiple credit cards with Visa, MasterCard, Discover, even American Express.

As you build your business credit in step 5 you will see that many creditors will issue you approvals as high as $10,000.  And again, these are credit cards in your business name, and many of them require no personal credit check or personal guarantee from you to be approved.

In the Finance Suite each retailer lists the products they sell, who they report to, and also their underwriting requirements so you will know you can be approved before you even apply.  This is the only system in existence that actually lists the real underwriting guidelines for each account, substantially increasing your chances of being approved.


Step 6

Advanced Building Round 3 (Advance Store Credit) Secure Even More Funding

Once you complete your business credit building in step 5 you are exposed to more funding programs in step 6. Many of these funding programs will allow you to qualify using your newly established business credit profile and score, so you can get approved with no personal guarantee.

Step 6 is the reward you have worked for. You can now finally separate your business and personal liability and secure money without being personally liable for your business debts.  Now you have one of the strongest assets your business can possess, a powerful business credit profile.


Step 7


Revolving Accounts Round four (Revolving Credit/ Loans & Lines)

The seventh and final step of your business credit building process is to secure revolving accounts. With the previous steps, we helped you to secure 10-14 trade accounts reporting on your business credit reports: D&B, Experian and Equifax. This will allow you and your business to be able to secure loans and lines of credit based on your business credit profile using your business EIN# and not your personal SS#.

This means, moving into the future you will have a much easier time obtaining credit and funding in your business name.  You will even start to receive multiple offers from retailers, and Visa, MasterCard, and American Express, for business credit cards in your business name.

During the seventh business credit-building step, we teach you how to: “Think like a Leader” and to address any and all Non-reporting trade accounts.

Now you can sit back and enjoy running a business with massive amounts of credit and capital backing you, making it even easier to build the business of your dreams.